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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
San Marcos, CA · Land Financing

Land Loans in San Marcos
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around San Marcos, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in San Marcos

What to Know About San Marcos

San Marcos, home to Cal State San Marcos, has grown quickly, with master-planned neighborhoods like San Elijo Hills, the lakeside community of Lake San Marcos and larger semi-rural lots in Twin Oaks Valley.

Land in San Marcos is mostly in the semi-rural areas like Twin Oaks Valley, where lot size, access and septic feasibility shape value. We lend up to 50% of appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

San Marcos Neighborhoods

We lend throughout San Marcos and the rest of San Diego County, including these areas.

San Elijo HillsLake San MarcosTwin Oaks ValleyDiscovery Hillsneighborhoods near Cal State San Marcos

Straight Answers

Land Loans in San Marcos: Questions

Do you lend on Twin Oaks Valley parcels?

Yes, up to 50% of appraised value. Septic feasibility and access affect value.

Do you lend in San Marcos?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including San Marcos, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in San Marcos

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Land Loans Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoSolana BeachDel Mar

Have a Parcel in San Marcos?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving San Marcos and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.