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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Santa Ana, CA · Land Financing

Land Loans in Santa Ana
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Santa Ana, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Santa Ana

What to Know About Santa Ana

Santa Ana is the Orange County seat and one of the oldest, densest cities in the county. Its historic core around Downtown holds Victorian and Craftsman homes, Floral Park is known for larger 1920s and 1930s period houses, and the rest of the city is mostly postwar tract housing and apartments.

Vacant land in Santa Ana is mostly small infill parcels and lots left after a demolition. Zoning and what the city will let you build are what set the value. We lend up to 50% of the appraised value, purchase or refinance, with an appraisal required.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Santa Ana Neighborhoods

We lend throughout Santa Ana and the rest of Orange County, including these areas.

Floral ParkFrench ParkDowntown Santa AnaWashington SquarePark SantiagoSouth Coast Metro

Straight Answers

Land Loans in Santa Ana: Questions

Can I borrow against a small infill lot in Santa Ana?

Yes. We lend up to 50% of the lot’s appraised value, purchase or refinance. What zoning allows on the lot is usually the biggest factor in that value.

Do you lend in Santa Ana?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Santa Ana, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Santa Ana

Cash-Out Second Mortgages in Santa AnaConstruction Loans in Santa AnaFix and Flip Loans in Santa Ana

Land Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressBreaDana PointLaguna BeachSan Juan CapistranoLaguna HillsSeal BeachStanton

Have a Parcel in Santa Ana?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Santa Ana and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.