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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Bellflower, CA · Construction Financing

Construction Loans in Bellflower
Ground-Up, ADUs and Rebuilds.

Private construction financing for Bellflower builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Bellflower

What to Know About Bellflower

Bellflower was dairy and farm country before the postwar years filled it in with small houses on deep lots. Today the city mixes single-family homes, lots with two or more units and a large number of small apartment buildings, all on flat ground in southeast LA County between the 91 and 605 Freeways.

The deep lots that came out of Bellflower’s farming past leave room behind the main house, and that is where most projects go: ADUs, new rear units and small multifamily builds where zoning allows. Older rear structures are sometimes unpermitted, and they may need to be legalized or taken down before the city approves new work. We fund to the approved plans and release money as inspected stages are completed.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Bellflower Neighborhoods

We lend throughout Bellflower and the rest of Los Angeles County, including these areas.

Downtown BellflowerSimms Park areaThompson Park areaCaruthers Park areaneighborhoods along the Bellflower Bike Trailnear the 91 and 605 interchange

Straight Answers

Construction Loans in Bellflower: Questions

There’s an old unpermitted rear unit on my Bellflower lot. Can I still build?

Usually the old structure has to be legalized or removed before the city approves new work. Once the plans are approved, we underwrite against them.

Do you lend in Bellflower?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Bellflower, rather than handing them to an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

More in Bellflower

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Construction Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesLancasterPalmdalePomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittierAlhambraLakewoodRedondo BeachArcadiaDiamond BarCulver CityGardenaMonterey ParkGlendora

Have a Build in Bellflower?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Bellflower and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.