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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Laguna Hills, CA · Land Financing

Land Loans in Laguna Hills
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Laguna Hills, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Laguna Hills

What to Know About Laguna Hills

Laguna Hills runs along the 5 freeway in south Orange County and incorporated in 1991, though most of its homes were built in the 1960s and 1970s. Nellie Gail Ranch, in the southern part of the city, has large equestrian lots and riding trails, and the rest is mostly tract and planned neighborhoods around a medical and retail core.

Laguna Hills is mostly built out, so vacant land is limited to occasional hillside lots and parcels left after a teardown. Slope and access usually drive the appraisal. We lend up to 50% of the appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Laguna Hills Neighborhoods

We lend throughout Laguna Hills and the rest of Orange County, including these areas.

Nellie Gail Ranchneighborhoods along Moulton Parkwayneighborhoods along Paseo de ValenciaRidge Route areaneighborhoods near the Laguna Hills Community Center

Straight Answers

Land Loans in Laguna Hills: Questions

Do you lend on hillside lots in Laguna Hills?

Yes, at up to 50% of the appraised value, purchase or refinance. Slope and access are usually what drive that appraisal.

Do you lend in Laguna Hills?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Laguna Hills, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Laguna Hills

Cash-Out Second Mortgages in Laguna HillsConstruction Loans in Laguna HillsFix and Flip Loans in Laguna Hills

Land Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressBreaDana PointLaguna BeachSan Juan CapistranoSeal BeachStanton

Have a Parcel in Laguna Hills?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Laguna Hills and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.