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Seal Beach, CA · Construction Financing

Construction Loans in Seal Beach
Ground-Up, ADUs and Rebuilds.

Private construction financing for Seal Beach builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds

✓ ADUs & additions

✓ Staged draws

✓ $50K–$5M+

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Construction Loans in Seal Beach

What to Know About Seal Beach

Seal Beach is a small coastal city on the Los Angeles County line, with Old Town’s narrow lots running between Main Street and the pier. College Park East and College Park West are tract neighborhoods from the 1960s, and much of the city’s land belongs to Naval Weapons Station Seal Beach and the Leisure World retirement community.

Old Town Seal Beach sits in the coastal zone, so rebuilds and second units there often need a coastal development permit, and some low-lying beach parcels carry flood-related construction standards. In College Park, second-story additions and full remodels are the usual jobs. We underwrite against the approved plans and the value once finished, with draws after inspection.

How It Works

Construction Loan Terms

Staged Draws

Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.

Plans and Budget First

We underwrite against your approved plans, a realistic budget and the completed value of the project.

Spec or Custom

Spec homes, custom builds, tear-down rebuilds, additions and ADUs.

$50K–$5M+

Loan Amounts

Staged Draws

Tied to Inspections

Plans + Budget

Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Seal Beach Neighborhoods

We lend throughout Seal Beach and the rest of Orange County, including these areas.

Old Town Seal BeachThe HillCollege Park EastCollege Park WestSurfside

Straight Answers

Construction Loans in Seal Beach: Questions

Do I need a coastal permit to rebuild in Old Town Seal Beach?

Many projects there do, and some low-lying parcels also have flood-related standards. We underwrite to the approved plans and set draws around that process.

Do you lend in Seal Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Seal Beach, rather than handing them to an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

Have a Build in Seal Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Seal Beach and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.

Construction Loans in Seal BeachGround-Up, ADUs and Rebuilds.