Land Loans in El Cajon
Raw and Entitled Land Financing.
Financing for raw, unentitled and entitled land in and around El Cajon, sized against the appraised value of the parcel.
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Land Loans in El Cajon
What to Know About El Cajon
El Cajon sits in a valley in East County, with mid-century homes on the valley floor, hillside neighborhoods like Fletcher Hills and Granite Hills around the rim, and a significant number of mobile home parks.
Land in and around El Cajon is often hillside, along the edges of the valley, where slope, access and utilities drive value. We lend up to 50% of appraised value, purchase or refinance.
How It Works
Land Loan Terms
Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.
Where We Lend
El Cajon Neighborhoods
We lend throughout El Cajon and the rest of San Diego County, including these areas.
Straight Answers
Land Loans in El Cajon: Questions
Do you lend on hillside lots around El Cajon?
Yes, up to 50% of appraised value.
Do you lend in El Cajon?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including El Cajon, rather than routing them through an out-of-state call center.
How much can I borrow against land?
Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.
More in El Cajon
Land Loans Elsewhere in San Diego County
Have a Parcel in El Cajon?
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Get Started → or call (818) 937-9987Serving El Cajon and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.