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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Imperial Beach, CA · Land Financing

Land Loans in Imperial Beach
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Imperial Beach, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Imperial Beach

What to Know About Imperial Beach

Imperial Beach is a small, flat beach city in the far southwest corner of the county, bordered by the Tijuana River Estuary, the Silver Strand and the Mexican border. Its housing is mostly modest older homes, beach cottages and small apartment buildings, and the Navy’s helicopter training field sits next to town.

Vacant land in Imperial Beach is rare, and most of it is small infill lots inside the coastal zone. Flood exposure and what zoning allows on a narrow lot are the main questions. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Imperial Beach Neighborhoods

We lend throughout Imperial Beach and the rest of San Diego County, including these areas.

Seacoast Drive areaOld Palm Avenue corridorneighborhoods near the Tijuana River EstuaryImperial Beach Boulevard areaneighborhoods by the Silver Strand

Straight Answers

Land Loans in Imperial Beach: Questions

Can I get a land loan on an Imperial Beach lot?

Yes, up to 50% of appraised value. Coastal-zone rules and flood exposure are the main factors.

Do you lend in Imperial Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Imperial Beach, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Imperial Beach

Cash-Out Second Mortgages in Imperial BeachConstruction Loans in Imperial BeachFix and Flip Loans in Imperial Beach

Land Loans Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasLemon GroveCoronadoSolana BeachDel Mar

Have a Parcel in Imperial Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Imperial Beach and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.