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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Lemon Grove, CA · Land Financing

Land Loans in Lemon Grove
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Lemon Grove, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Lemon Grove

What to Know About Lemon Grove

Lemon Grove is a small East County city between La Mesa and San Diego, known for its giant lemon landmark downtown. Most homes are single-story mid-century houses on generous lots, with some hillside streets and a trolley line running through the middle of town.

Land in Lemon Grove usually means an infill lot or a hillside parcel left undeveloped because of slope. Access, sewer connection and grading costs shape what an appraiser will put on it. We lend up to 50% of appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Lemon Grove Neighborhoods

We lend throughout Lemon Grove and the rest of San Diego County, including these areas.

Lemon Grove VillageMonterey Heightsneighborhoods along Broadwayneighborhoods near the trolley stationnorthern Lemon Grove

Straight Answers

Land Loans in Lemon Grove: Questions

Do you lend on hillside parcels in Lemon Grove?

Yes, up to 50% of appraised value. Grading costs and sewer connection affect what the lot appraises for.

Do you lend in Lemon Grove?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Lemon Grove, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Lemon Grove

Cash-Out Second Mortgages in Lemon GroveConstruction Loans in Lemon GroveFix and Flip Loans in Lemon Grove

Land Loans Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachCoronadoSolana BeachDel Mar

Have a Parcel in Lemon Grove?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Lemon Grove and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.