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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Del Mar, CA · Land Financing

Land Loans in Del Mar
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Del Mar, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Del Mar

What to Know About Del Mar

Del Mar is one of the smallest cities in the county, a beach town known for the fairgrounds and racetrack along the San Dieguito River. Homes range from beach cottages in the low-lying Beach Colony to hillside houses with ocean views above the village, and the train tracks run along the bluffs.

Vacant land in Del Mar is close to nonexistent, so most land loans are on tear-down or hillside lots where the value is in what can be built. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Del Mar Neighborhoods

We lend throughout Del Mar and the rest of San Diego County, including these areas.

Beach ColonyOlde Del Marthe village along Camino del Marthe North Beach areahillside neighborhoods above the village

Straight Answers

Land Loans in Del Mar: Questions

Do you lend on Del Mar hillside lots?

Yes, up to 50% of appraised value. Grading, drainage and views all play into the appraisal.

Do you lend in Del Mar?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Del Mar, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Del Mar

Cash-Out Second Mortgages in Del MarConstruction Loans in Del MarFix and Flip Loans in Del Mar

Land Loans Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoSolana Beach

Have a Parcel in Del Mar?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Del Mar and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.