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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Laguna Beach, CA · Land Financing

Land Loans in Laguna Beach
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Laguna Beach, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Laguna Beach

What to Know About Laguna Beach

Laguna Beach started as an artists’ colony and still packs small cottages, hillside homes and canyon properties between the ocean and the San Joaquin Hills. Much of the city is in the coastal zone and in very high fire hazard severity zones, and only a few roads lead in and out.

Buildable land in Laguna Beach is scarce, and the lots that exist are usually steep, narrow or limited by access, geology and fire rules. Those limits weigh heavily on appraised value. We lend up to 50% of the appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Laguna Beach Neighborhoods

We lend throughout Laguna Beach and the rest of Orange County, including these areas.

Downtown VillageNorth LagunaTop of the WorldBluebird CanyonArch Beach HeightsSouth Laguna

Straight Answers

Land Loans in Laguna Beach: Questions

Can I get a land loan on a steep lot in Laguna Beach?

Yes, at up to 50% of appraised value, purchase or refinance. Access, geology and fire rules weigh heavily on what a lot like that appraises for.

Do you lend in Laguna Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Laguna Beach, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Laguna Beach

Cash-Out Second Mortgages in Laguna BeachConstruction Loans in Laguna BeachFix and Flip Loans in Laguna Beach

Land Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressBreaDana PointSan Juan CapistranoLaguna HillsSeal BeachStanton

Have a Parcel in Laguna Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Laguna Beach and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.