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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Arcadia, CA · Land Financing

Land Loans in Arcadia
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Arcadia, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Arcadia

What to Know About Arcadia

Arcadia rises from the San Gabriel Valley floor to the foothills, with Santa Anita Park and the Los Angeles County Arboretum near its center. Much of the city is large-lot single-family neighborhoods built from the 1930s through the 1960s, and many of those original ranch homes have since been replaced with much larger new houses.

Land loans in Arcadia are mostly on residential lots, either bought for a new custom home or held between projects, with some hillside parcels near the foothills. Lot size, neighborhood design rules and fire zone status all influence value. We lend up to 50% of the appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Arcadia Neighborhoods

We lend throughout Arcadia and the rest of Los Angeles County, including these areas.

Arcadia HighlandsSanta Anita OaksRancho Santa Anita (Upper and Lower Rancho)The Villageneighborhoods near Santa Anita Parkneighborhoods near the Los Angeles County Arboretum

Straight Answers

Land Loans in Arcadia: Questions

Do you lend on a vacant Arcadia lot I’m holding for a custom home?

Yes, up to 50% of the appraised value, purchase or refinance. Lot size, neighborhood design rules and fire zone status affect the appraisal.

Do you lend in Arcadia?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Arcadia, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Arcadia

Cash-Out Second Mortgages in ArcadiaConstruction Loans in ArcadiaFix and Flip Loans in Arcadia

Land Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesLancasterPalmdalePomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittierAlhambraLakewoodBellflowerRedondo BeachDiamond BarCulver CityGardenaMonterey ParkGlendora

Have a Parcel in Arcadia?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Arcadia and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.