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Monterey Park, CA · Land Financing

Land Loans in Monterey Park
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Monterey Park, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Monterey Park

What to Know About Monterey Park

Monterey Park sits in rolling hills just east of Los Angeles, between the 10 and 60 Freeways, and is widely known as one of the first suburbs to become a major center of Chinese American life. Older homes on the flatter streets date to the 1920s through the 1940s, while hillside neighborhoods like the Monterey Highlands filled in after the war.

Most vacant land in Monterey Park is hillside, with a few infill lots and commercial parcels on the main corridors. Access, slope and the cost of bringing in utilities have a big effect on what a hillside lot appraises for. We lend up to 50% of the appraised value for purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Monterey Park Neighborhoods

We lend throughout Monterey Park and the rest of Los Angeles County, including these areas.

Monterey HighlandsGarvey Avenue corridorAtlantic Boulevard districtneighborhoods near East Los Angeles CollegeBarnes Park areaGarvey Ranch Park area

Straight Answers

Land Loans in Monterey Park: Questions

Do you lend on vacant hillside land in Monterey Park?

Yes, up to 50% of the appraised value, purchase or refinance. Slope, access and utility costs drive what the lot appraises for.

Do you lend in Monterey Park?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Monterey Park, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Monterey Park?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Monterey Park and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.