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Redondo Beach, CA · Land Financing

Land Loans in Redondo Beach
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Redondo Beach, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Redondo Beach

What to Know About Redondo Beach

Redondo Beach is a South Bay beach city with King Harbor and the pier on its waterfront and Riviera Village at its southern end. North Redondo, the larger and flatter half of town, has many postwar lots that have been rebuilt as side-by-side townhomes, while South Redondo and Golden Hills climb toward the Palos Verdes hills.

Land in Redondo Beach usually means a teardown lot in North or South Redondo, valued on what can be built once the existing house comes down. Coastal zone rules and zoning density drive that figure, and hillside lots in Golden Hills add access and slope questions. We lend up to 50% of the appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Redondo Beach Neighborhoods

We lend throughout Redondo Beach and the rest of Los Angeles County, including these areas.

Riviera VillageKing HarborNorth RedondoSouth RedondoGolden HillsAvenues (South Redondo)

Straight Answers

Land Loans in Redondo Beach: Questions

Do you lend on a teardown lot in South Redondo?

Yes, up to 50% of the appraised value, purchase or refinance. The value depends on zoning, coastal rules and what can be built after the existing house comes down.

Do you lend in Redondo Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Redondo Beach, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Redondo Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Redondo Beach and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.